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For information on Charity Choice's Online Donations Service in association with The Co-operative Bank Plc please view our questions below, these are split into sections for charities and donors, as well as details about us and out terms and conditions.

Charities
1 Our charity is not listed on www.charitychoice.co.uk - can we register for online donations?
2 My charity already has its own online donation service so why should I participate in this one?
3 Do I have to set up a dedicated bank account?
4 How much information on the donor will be available?
5 How does a potential donor use the service to donate to a charity?
6 Will I be able to monitor donations received for our charity?
7 How long will it take for my charity to receive its donation?
8 Does my charity have to claim GiftAid back from the donor?
9 Can I link to my charity's Donate Now page to my own site?
10 How can I add additional information to our charity's Donate Now page?
11 My charity is considering building its own online donations service so why should I participate in this one?
12 My charity is already registered with or considering using another online donation service so why should I swap to or choose this one?
13 Why should I pay for an enhanced donation page when I have text about donating on my current Charity Choice entry?
14 Is the Charity Registration page secure?
   
Donors
1 Is it safe to donate online?
2 How and when does my donation get to the charity of my choice?
3 Why was my donation not accepted?
4 Will I receive a confirmation that my donation has been processed?
5 What will I see on my bank statement?
6 I'm still not sure I feel comfortable donating online, is there any other way I can make a donation or give to charity?
7 What if my favourite charity has no donation button?
8 What if my favourite charity is not within Charity Choice?
9 What is Gift Aid?
10 Can I make an anonymous donation?
11 Will you protect my privacy?
12 What are the advantages of donating online via Charity Choice?
13 Does either Charity Choice or The Co-operative Bank Plc. take a cut of the donation processed?
14 What are the card issuer charges?
15 What are my payment options?
16 Can I set up a monthly amount to donate?
17 Is there a minimum donation amount?
18 What if I have a problem making a donation?
19 Can I cancel my donation?
   
About us
1 About Charity Choice
2 About The Co-operative Bank
3 How do I contact you?
   
Terms & Conditions
1 About Charity Choice and the online donations service
2 Fees and transaction charges
3 Unauthorised card use
4 Password security
5 Privacy Policy
6 Security Policy
7 Limitation of Liability
8 Changes to these Terms and Conditions
Jurisdiction


FAQ's - For Charities

1 Our charity is not listed on www.charitychoice.co.uk - can we register for the Online donation Service?
Yes! Simply complete the secure online donation registration form. Provided you are a UK registered charity*, you can register for the service with us. Please note that any application received goes through eligibility checks with regards to your charitable status and information supplied.

* Please note that at this stage we do not accept Northern Ireland registrations

2 My charity already has its own online donation service so why should I participate in this one
FREE extra exposure for your charity- Charity Choice has on average 142,000 visitors every month.
NO fees -we do not charge a registration fee, a monthly fee, nor do we charge a commission off any money donated!
No credit card transaction fees for the donor. We pay these!
3 Do I have to set up a dedicated bank account?
No, all donations received via the Charity Choice online donation service will be sent securely to your existing bank account (provided your bank account accepts BACS payments).
4 How much information on the donor will be available?
Via our online administration facility you will be able to access the full name and address of the donor unless, of course, the donor has chosen to remain anonymous. You can also access their Gift Aid declaration. We do not store further details such as email addresses at this stage.
5 How does a potential donor use the service to donate to a charity?
If a charity has registered for the FREE online donation service a "Donate Now!" button will appear next to their charity name on the results list (If the charity has an expanded details page on the Charity Choice website they will also have a ''Donate Now!" facility on this page). The potential donor simply clicks on the Donate Now button, selects an amount to donate, follows the prompts and clicks submit.
6 Will I be able to monitor donations received for our charity?
Yes! Once the Donate Now button becomes active an email will be sent to the person at the charity who registered for the service. The email will contain a username and password. These allow access to the transaction monitoring system where the records from any donations and donor details such as name and address are kept. To access the monitoring donation system click here. The registered contact can then keep track of any donations and access donors address details in order to support your Gift Aid. You can also view your account details. Please note if a donor decides to be anonymous you will only be able to view the amount donated.

7 How long will it take for my charity to receive its donation?
The Co-operative Bank will begin processing the donation as soon as it has been submitted. Please allow 3- 5 working days for your transaction to be processed and deposited into your account. The donation goes directly into your bank account. The donation will appear on your bank statement as 'Charity Choice' or 'Co-Operative Bank Charity Commission'.

8 Does my charity have to claim Gift Aid?
Yes unfortunatly we do not claim Gift Aid on your behalf.
There is an option for donors to choose GiftAid when they donate online. If they have chosen this option your charity will need to claim back the GiftAid. If you are unsure how to do this visit HM Revenue and Customs for more information.
9 Can I link to my charity's Donate Now page to my own site?
Yes! Simply copy the web address of your donation page on Charity Choice and add it to your own website. To find out more information on adding you own DONATE NOW button, click here.
10 How can I add additional information to our charity's Donate Now page?
We understand the importance of encouraging potential donors to give. By providing extra information about your charity it gives the donor more reasons to give to your charity. We can offer your charity the option of adding text (with your logo at an extra charge) to your existing free donation page at a small fee or we can provide you with a bespoke donation page, this can be designed to integrate seamlessly into your own website. We offer a special 10% introductory discount to all new registrants. If you have booked an intermediate donation page and need to send us text for your page please submit text using this link.
11 My charity is considering building its own online donations service so why should I participate in this one?
It's FREE!
A cheaper and more robust alternative to any service you could commission yourself
An immediate source of donations
No transaction costs*
No commision charges

* Please note that from January 2008 the service and associated costs will go under review. Please be assured though that if there were to be any changes or charges, all of our charities woul dbe given ample notice.

Good quality, secure online donations systems are expensive to set up and administer. Apart from the initial build costs which could run into tens of thousands of pounds, you will also need to pay ongoing hosting and administration fees, as well as transaction fees to the card issuers.

There are no hidden fees. All you have to do is supply us with the details of the bank account into which you would like transactions to be processed, together with relevant information and images to make up your donation page.

Before committing to the expense of building and maintaining your own donations service why not consider the benefits of allowing Charity Choice to set this up for you. You will then be able to control your costs without losing the obvious benefit of being able to receive donations online and monitor who they are coming from.

12 My charity is already registered with or considering using another online donation service so why should I swap to or choose this one
FREE exposure for your charity- Charity Choice has on average over 140,000 visitors per month.
NO administration or hosting fees - If your charity has already invested in this type of service then you are probably paying ongoing hosting and administration fees as well as transaction fees to the card issuers.
No credit card transaction fees nor commission charges- you get the full donation!
Be part of a large network of charities offering online donations - We, along with Co-operative Bank will be marketing the website to ensure your charity is seen by as many potential donors as possible.

Charity Choice is already well established as the leading online reference source for both the general public and professional legacies advisors and currently receives over 140,000 visitors each month. Charity Choice is also known as the "The Encyclopaedia of Charities" and contains over 10,000 entries for charities throughout the UK presented in an easily searchable and user friendly format.

Charity Choice is listed as a useful resource within The Rough Guide to a Better World, published by Rough Guides in association with The Department for International Development. 2 million copies of this publication have so far been distributed free of charge via post offices throughout the UK and a reprint is currently in production.

Other online donations services charge transaction and administration fees for processing online donations, commonly anything upwards of 5%. Charity Choice and The Co-operative Bank are committed to charging NO ADDITIONAL TRANSACTION OR ADMINISTRATION FEES.

13 Why should I pay for an enhanced donation page when I have text about donating on my current Charity Choice entry?
By clicking on the 'Donate Now' button donors may bypass the main charity contact details page in order to fast track their way through straight to the donation page. Search results can also be ordered by those with an online donation facility and these are ordered by the type of donation page that has been booked. It is important for donors to view as much information as possible about your charity so that they can be fully aware of the impact their donation will have.
14 Is the Charity Registration page secure?
Definitely. Sending your bank details to us is secure and this is shown by the URL "https:" Please note however that this page does contain both secure and non secure items. When you go to the Online Donation registration page the page asks whether you want to display non secure items, if you click 'Yes' then the padlock disappears and non secure items, top part of the page,(such as images for linking to other pages) will be displayed as well as secured items. If you click 'No' then a padlock will be displayed but not non secure items.

FAQ's - For Donors

1 Is it safe to donate online?
The Charity Choice online donations service is completely secure and uses an advanced encryption technology provided by Secure Sockets Layer (SSL), a recognised authentication and encryption software. This means that the site encrypts all of your personal information, including your credit card number, name, and address, so it is unreadable to anyone outside the transaction process. For more information, please read our Privacy & Security Statement. The site now also supports Verified by VISA (VbV) / MasterCard Secure Code (MCSC).
For more information on these security features, please contact your bank directly or:
Secure Code by MasterCard:
http://www.mastercard.com/uk/merchant/en/security/what_can_do/SecureCode/index.html
Verified by VISA:
http://www.visaeurope.com/personal/onlineshopping/verifiedbyvisa/mainjsp

2 How and when does my donation get to the charity of my choice?
The Co-operative Bank will process your donation through your debit or credit card company immediately after you submit your details. Please allow 3 working days for your transaction to be processed.
3. Why was my donation not accepted?
If your donation has been declined, please check the following:-
That you have entered in all your card, name and address details 100% correctly as stated on your card and card statement
That you have sufficient funds and your card is active.
That the address stated is the address where the card is registered to.
That you have no spaces between the numbers

If your transaction is successful, a page verifying this will come up plus you will receive an email thanking you for making the donation. If you do not receive this email nor if the money has not yet left your account within 3 working days of making the donation, this means that the transaction was declined. We would not know the reasons for this, you will need to contact your bank direct. Please contact your bank/card issuer.

4 Will I receive a confirmation that my donation has been processed?
Yes, you will receive an email confirmation once you have donated. This is sufficient to serve as a receipt for tax purposes. Please print this out and keep this for your records.
5 What will I see on my bank statement?
Your bank statement will show the words "Charity Choice" along with the donation amount.
6 I'm still not sure I feel comfortable donating online, is there any other way I can make a donation or give to charity?
You can contact the charity direct from the website using the contact details available and arrange to donate via another means. Alternatively, if you do not wish to make a cash donation but would like to donate goods or services to a charity please visit www.goodwillgallery.co.uk. When replying to charities please mention that you saw their entry on the Charity Choice website.
7 What if my favourite charity has no donation button?
All charities listed on www.charitychoice.co.uk are invited to opt in to receive a free online donation button. Please contact us if your favourite charity does not have a 'Donate Now' button at onlinedonations@waterlow.com Please state the charity name and its charity registration number. We shall then contact the charity and let them know that they are missing out on valuable donations by not registering to receive donations via Charity Choice. You may also, of course, contact the charity directly to let them know your intentions.
8 What if my favourite charity is not within Charity Choice?
Charity Choice contains over 10,000 charities within its database. If your favourite UK registered charity is not listed, please email us the registered charity number and the name of charity and we will endeavour to get your charity listed. Please email us at charitychoice@waterlow.com.
9 What is Gift Aid?
Charities can now claim back the tax paid on donations from the HMRC. The money that you donate to the charity is money that you have already paid tax on, so by Gift- Aiding it, your charity can reclaim that tax. Gift Aid is calculated at the basic- rate taxpayer’s pay, which is currently 20%.

Using Gift Aid means that for every £1 you give, the charity can claim an extra 25p. So, for every £100 you give to your charity they will be able to reclaim a further £25 from HMRC.

10 Can I make an anonymous donation?
Yes! You may choose not to disclose your details and still give to the charity of your choice. We are committed to protecting your privacy. This means that the charity knows the amount donated but does not receive any other contact information about you. Please be aware though that if you choose to remain anonymous the charity will be unable to reclaim Gift Aid from Her Majesty's Revenue and Customs. See What is GiftAid? for more information.
11 Will you protect my privacy?
Yes. No information is passed on. Please see our Privacy and Security Statement within our terms and conditions for more information.
12 What are the advantages of donating online via Charity Choice?
Neither Charity Choice nor The Co-operative Bank Plc. charge for processing or administering your donation.
We have over 10,000 UK registered charities in our database.
Peace of mind - 100% secure online payment facility.
No credit card or debit fees
No transaction fees

13 Does either Charity Choice or The Co-operative Bank Plc. take a cut of the donation processed?
No, unlike some other online donation services neither Charity Choice or The Co-operative Bank make any charge for processing online donations.

14 What are my payment options?
You can make your donation using all major credit cards including Visa, Switch, Electron, Master Card and Diners Club. Please note that we do not accept American Express. If you would like to donate by cheque or cash please contact your favourite charity directly using the contact information within the Charity Choice website.

15 What are the card issuer charges?
Currently Charity Choice and the Co-operative bank pay all card issuers charges so the charity gains the full donation value. We are the only online donation facility that is a 100% free service.
16 Can I set up a monthly amount to donate?
No. Currently the service only allows you to make one-off donations, as a future development we are looking to extend this service to make a regular monthly donation.
17 Is there a minimum donation amount?
No, there is no limit to the donation amount.
18 What if I have a problem making a donation?
If your donation has been declined, please check the following:-
That you have entered in all your card, name and address details 100% correctly as stated on your card and card statement
That you have sufficient funds and your card is active.
That the address stated is the address where the card is registered to.
That you have no spaces between the numbers

If your transaction is successful, a page verifying this will come up plus you will receive an email thanking you for making the donation. If you do not receive this email nor if the money has not yet left your account within 3 working days of making the donation, this means that the transaction was declined. We would not know the reasons for this, you will need to contact your bank direct. Please contact your bank/card issuer.

19 Can I cancel my donation?
No! All donations made through Charity Choice are non-refundable. However, if there is an error on your credit card please contact us.

FAQ's - About us

About Charity Choice
Charity Choice, the Encyclopaedia of UK Charities, has been in circulation for over 17 years and online since 1998. We are highly regarded as the UK's leading charity reference publication providing comprehensive information about charities activities to both the public and professional wills and trusts advisors. Charity Choice aims to ensure that donors and those preparing wills are able to easily find a charity that matches their chosen criteria.

About The Co-operative Bank.
The Co-operative Bank is a British Clearing bank founded in 1872. It is renowned for its ethical stance and is a major player in the UK Charities sector. It is owned by The Co-operative Group plc, a longstanding and trusted retailer with its roots in the Co-operative movement. Visit The Co-operative Bank Plc
How do I contact you?
For further information about Charity Choice's online donations service please email onlinedonations@waterlow.com or call 020 7566 8249.
To contact The Co-operative Bank dedicated charities team for further information on other services they offer, please email Tim Coppen.

FAQ's - Online Donations Service Terms and Conditions

Terms and Conditions
Use of the Charity Choice website and any of its services implies acceptance of the following Terms and Conditions. Please read this page carefully.
About Charity Choice and the online donations service
The Charity Choice website includes a comprehensive directory of over 10,000 contact details of registered UK charities. All listed charir details to obtain a listing. Assuming that such charities fulfil our normal selection criteria we shall addities are eligible to participate at no cost to themselves in the Charity Choice Online Donations Service, developed by Charity Choice in association with The Co-operative Bank Plc. Registered charities who are not listed in Charity Choice are also invited to submit the them to our database and they will become eligible to participate in the online donation service. All charities on the Charity Choice database are invited to participate in the service by registering online via our website. We shall continue to publicise the service to those charities who have not yet chosen to participate. Charity Choice includes details of charities with similar names and the branch offices of the same charity. It is the users responsibility to ensure that they select and donate to the charity they intended. We cannot accept responsibility for any use a charity makes of the donations made through the Charity Choice Online Donations Service.
Fees and transaction charges
Neither Charity Choice nor The Co-operative Bank Plc. charge any fee for charities having an online donation service. We also do not deduct the card issuer charges off the donation. CharityChoice and the Co-operative Bank pay these charges. This will go under review from January 2008.
Unauthorised card use
When a donation is made the transaction is final and not disputable unless unauthorised use of your payment card is proved. If you become aware of fraudulent use of your card, or it is lost or stolen, you must notify your card provider in accordance with its reporting rules.
Password security
Charities who register to participate in the Charity Choice Online Donations Service will be given the opportunity to access their own secure part of the site using a password. Charities are responsible for protecting the security of their password. If you become aware of any unauthorised use of your password please contact us immediately via email onlinedonations@charitychoice.co.uk or telephone 020 7566 8249.
Privacy Policy
Charity Choice is a product of Waterlow Legal & Regulatory Ltd. whose Privacy Policy forms part of these Terms and Conditions. By agreeing to these terms and conditions you are also agreeing to the way in which we might use your personal information under that Policy. To read the Waterlow Legal & Regulatory Ltd Privacy Policy please click here.

Security Policy
The Charity Choice online donations service uses an advanced encryption technology provided by Secure Sockets Layer (SSL), a recognised authentication and encryption software. This means that the site encrypts all of your personal information and card details so that it is unreadable to anyone outside of the transaction process.

Full card details are not stored by Charity Choice on our servers. However, card details are initially stored by our payment provider HSBC Merchant Services in partnership with The Co-operative Bank for the purposes of processing your donation. Information that is stored by Charity Choice about individual donations is not made available to other organisations or companies without your express consent. If given your details may be used by the Wilmington Group; to email you with information about www.charitychoice.co.uk or other relevant products and services; to contact you to discuss, confirm or check your donation details or to use in aggregate form that is not personally identifiable for analysis.

Limitation of Liability
In no circumstances will Charity Choice be liable for any claims, costs or damages, whether direct or consequential, arising as a result of your use of the online donations service or your inability to do so, your reliance on any content and/or goods and services associated with the site or any breach of these terms and conditions.
Changes to these Terms and Conditions
Charity Choice reserves the right to modify or replace these terms at any time. Any change shall be effective immediately it appears on the site. You will be deemed to have accepted these terms each time you use the service.
Jurisdiction
These terms and conditions are governed by English law.